KHU VỰC MIỀN NAM] – CHUYÊN VIÊN QUAN HỆ KHÁCH HÀNG CÁ NHÂN – RETAIL RELATIONSHIP MANAGER
- Đông Nam Bộ
- Lâu dài
- Toàn thời gian
- Insurance
- Travel opportunities
- Allowances
- Uniform
- Incentive bonus
- Health checkup
- Training & Development
- Salary review
- Annual Leave
- Sport Club
- Manage sales activities targeting Home Loan, Soho Loan, Car Loan, Unsecured Loan products for individual & tiny SME customer in order to fulfill business objectives of yourself and your team
- Explore, build up and maintain network relationship with target customers.
- Maintain relationship with assigned existing customers
- Set up sales plan to originate new loan deal and implement the plan effectively
- Prepare credit application and other related documents that will be accelerated to appropriate credit approval discretion holder for final decision
- Identify customer needs, provide information on bank products and services and make financial solution package proposal to capitalize on the business referral opportunities (deposit, card, e-banking...)
- Maintain and follow up loan records and overdue record, implement collection procedure and propose changes as needed to reduce bad debts.
- Managing documents, information, and financial transactions in an organized, efficient, and secure manner
- Meet and exceed bank service standards while complying with bank bank's credit policies and standards, local laws and regulations regarding approval, reporting and documentation
- Work with other team members and internal stakeholders to complete daily tasks while demonstrating respect and professionalism, being, and supporting management as needed
- Bachelor's degree in business, finance, or a related field
- Fluent in English.
- Proven working experience in selling home loan product.
- Ability to make credit assessment, financial analysis
- Solid understanding of lending products and practices
- Comprehensive understanding of lending regulations
- Excellent negotiation, communication, customer-service, and time-management skills
- Highly detail-oriented, with a strong work ethic, strong dedication to accuracy and efficiency, high responsibility in teamwork
- High self-motivated and committed
- Ability to pass a background check